Need an appraisal for an FHA-backed mortgage? Call Murphy Appraisal

Murphy Appraisal is Florida state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to contact Murphy Appraisal, as we are approved and certified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Murphy Appraisal is well-trained on how to comply with the rules and regulations provided.


	If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is insured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lender provides all the financing - the FHA simply backs the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are created to help low-to-moderate income consumers by easing credit qualifications. Remember, the FHA differs from the VA appraiser panel in that the lender can pick the appraiser.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA offers are lifesavers to buyers with minimal starting income.